Terms of Use

Please read these terms and conditions of use carefully before using or obtaining any materials, information, or services through this site. Morson Deimling Financial Services ("MDFS") provides access to and use of this site ("Website") subject to your acceptance of these terms and conditions ("Terms"). By accessing, using, or obtaining any data, materials, information, products, services, or other content (collectively, "Content") through this Website you acknowledge that you have read and understand these Terms and agree to abide by them. If you do not accept all of these Terms, do not access or use this Website and cease your current access.

Content

The purpose of the MDFS website is to provide you with information on the partnership, as well as the products and services we offer, and to provide the partnership's clients with certain information. All products and services mentioned on this Website are subject to the terms and conditions of the contracts and policies applicable thereto and may be modified without notice. This Website is not intended as a solicitation for mutual fund securities, insurance or any financial instrument of any issuer in any jurisdiction where MDFS advisors are not licensed. Moreover, nothing on the Website should be construed as an offer to buy or sell the products and services of MDFS or to promote such products and services in any jurisdiction where MDFS and it's dealer, Investia Financial Services Inc. are not licensed. This Website does not constitute an offer or solicitation to buy or sell any product or service to anyone in the United Sates of America, its territories or possessions or in any jurisdiction in which an offer or solicitation is not authorized or cannot legally be made or to any person to whom it is unlawful to make an offer or solicitation.

The information contained on this Website is available on the understanding that MDFS is not providing financial, legal, tax or accounting advice. Many factors unknown to MDFS may affect the applicability of any statement or comment that made on this Website to your particular circumstances. As such, the information contained on this Website should not be used or relied upon as a substitute for consultation with professional financial, legal, tax or accounting advisors.

Investia Financial Services Inc. is registered as a mutual fund dealer in all provinces in Canada. Investia Financial Services Inc. is also registered to offer certain other type of financial products (e.g. Exempt Market Products, Guaranteed Investment Certificates or Segragated Funds), subject to certain conditions. The products and services offered by Investia Financial Services Inc. may not be available in certain Canadian provinces.

Reliability of Information

MDFS and it's dealer Investia Financial Services Inc. make an effort to provide information that is as reliable as possible on its Website. However, MDFS and Investia Financial Services Inc. cannot guarantee the accuracy, timeliness, completeness or authenticity of any site content, site functionality, or the transmission of any site content from the site to you. The data contained on the MDFS Website are presented for information purposes only, and the company reserves the right to modify such data at any time without notice.

Please remember that you should always speak directly to your financial advisor to receive suitable advice for your individual circumstances.

Copyright and Trademarks

The information available on the present Website is protected by the copyright laws in effect in Canada. Copying, reproducing, publishing or distributing any of the information found in this Website, in whole or in part, is strictly forbidden. Visitors to this Website can only copy, print or download the information contained on this Website for non-commercial personal use.

The prior written authorization of MDFS is required for any other use, failing which, appropriate legal action will be taken.

MDFS and it's dealer, Investia Financial Services Inc., owns or is an authorized user of the trademarks used in connection with the products and services that it provides, whether they be in the form of names, graphs, logos, icons, designs, words, titles or phrases. These trademarks are protected by Canadian trademark laws. Your use of and access to the Website does not grant you any license or right to use any of the trademarks.

Use of the Website

You may not use the Website for any false or fraudulent purpose. You are also forbidden from using this Website to post or transmit any unlawful, threatening, libelous, defamatory, obscene, indecent, inflammatory, pornographic or profane material, or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. You may not use any device, software, or routine that interferes or attempts to interfere with the normal operation of the Website or take any action that imposes an unreasonable load on Investia Financial Services Inc. computer system. Finally, you may not use the Website for any purpose that is unlawful or otherwise prohibited by these Terms.

Limitation of Liability

MDFS and its dealer, Investia Financial Services Inc., including its directors, officers, employees and representatives cannot be held responsible, in any way whatsoever, for losses or damages that may arise directly or indirectly from the use of this Website, including special or consecutive damages and third-party damages.

More specifically, but without limiting the generality of the foregoing, MDFS and Investia Financial Services Inc. are not responsible for damages that may arise from acts or deeds performed on the strength of the information contained on this Website.

Furthermore, MDFS and Investia Financial Services Inc., are not responsible for damages that may arise from the reproduction or use of the information contained on this Website.

Confidentiality

MDFS and its dealer, Investia Financial Services Inc., are committed to respecting the confidentiality of your personal information. However, considering current technology, MDFS cannot fully guarantee the confidentiality of information transmitted via the Internet.

Accordingly, MDFS, Investia Financial Services Inc., and their suppliers shall not be held responsible for any losses or damages that may arise directly or indirectly from a breach of confidentiality of information transmitted via the Internet.

Links to External Sites

The Website may contain links to third-party websites that are not owned or controlled by MDFS or its dealer Investia Financial Services Inc.

MDFS does not endorse or approve the content of any third-party website that may be accessed through its Website. MDFS has no control over, and assume no responsibility for, the content, privacy policies or practices of any third-party website that you may access by browsing on its Website.

By using its Website, you expressly relieve MDFS and Investia Financial Services Inc. from any and all liability arising from your use of any third-party website. MDFS encourages you to be aware when you leave the Website and to read the terms and conditions and privacy policy of any website that do not own and that you visit.

Use of Cookies

MDFS uses cookies and similar technologies to support the operation of its Website. Cookies are small amounts of data that a Website sends to a web browser on a visitor’s computer. The cookies help MDFS collect information about visitors on its Website, including the date and time of visits, pages viewed, amount of time spent on its Website or general information about the device used to access the Website. This type of information is usually non-personal information because it does not potentially identify a specific individual. The cookies are also used for security purposes and to personalize your experience, such as customizing your screen layout.

You can refuse or delete cookies. Most browsers and mobile devices offer their own settings to manage cookies. If you refuse a cookie on the MDFS Website, or if you delete cookies, you may experience some inconvenience in your use of the Website.

Site Access: Interruptions, Delays, Failures and Errors

The Website is provided and accessible according to its availability. MDFS does not guarantee that the Website and its services can be used in a continuous or uninterrupted manner, that there will not be any delays, failures or errors.

Virus and Other Contaminating Properties

MDFS and its dealer Investia Financial Services Inc. does not provide any guarantee against the transmission of viruses or other destructive or contaminating properties from this Website to your computer system.

Applicable Law

The federal laws of Canada as well as those of the province of Ontario therein shall govern as to the interpretation, validity and effect of this Agreement and any use of the site. You hereby consent and submit to the non-exclusive jurisdiction of the courts of the Province of Ontario in any action or proceeding instituted under or related to this Agreement or your use of the Website.

MDFS and Investia Financial Services Inc.’s failure to assert any right or any provision under these Terms shall not constitute a waiver of such right. If any provision of these Terms is deemed invalid or inapplicable by law, the remaining provisions contained in these Terms will remain in full force and effect. These Website Terms constitute the entire agreement between you and MDFS concerning the access and use of the MDFS Website and replaces any prior agreements between MDFS and you relating to this Website content.

Amendment of Terms and Conditions of Use

MDFS reserves the right to amend the Terms of this Website at any time and at its sole discretion. By using and accessing the Website after such modifications have taken effect, you agree and accept to be bound by such modifications or revisions. If you do not agree to these new terms, you must immediately cease use of this Website.